Kelly has lived in Piper City most of her life. She was born in Fairbury, IL, and graduated from Ford Central High School. She and her husband have 2 sons and 2 grandchildren. She has been working for McMillan Insurance since 2013 in the Piper City office. Prior to working at McMillan Insurance, she was an office manager for F & R Tiling, served as the Piper City Village Treasurer, and was the financial secretary at her church. She likes to spend her time off work camping and boating and spending time with her grandchildren.