Blog

Learn all there is to know about insurance.

nicotine replacement increase life insurance rates

Will Using Nicotine Replacement Products Increase My Life Insurance Rates?

As a former smoker, you heard it a million times: you need to stop smoking for your health and your budget. So you did! And you started using smoking cessation products like gum, patches, or e-cigarettes that contain nicotine in order to kick the habit. However, the time has come for you to upgrade your […]

READ MORE
avoiding auto fires

Avoiding and Reacting to Automobile Fires

Imagine you are driving down the interstate when black smoke starts rolling out from under your hood. Do you have any idea what’s going on? How are you going to react? Automobile fires are pretty rare compared to other types of highway incidents, so most people don’t know what to expect or how to handle […]

READ MORE
term and whole life insurance explained

Term and Whole Life Insurance: Explained

Life insurance is nobody’s favorite subject of conversation. Most people associate life insurance with expensive monthly premiums and, more importantly, their own mortality. For that reason, many people aren’t sure how life insurance works, or what their options are. However, thinking about your life insurance policy is very important! It is intended to lessen the […]

READ MORE
benefits of impact resistant roofs

The Benefits of Impact Resistant Roofing

Scientific and architectural advancements are making homes safer and more durable than ever. For instance, houses are made with flame retardant materials that lower the chances of the home burning to its foundation. Roofs are no exception to these advancements, and choosing the right roof for your home might actually save you money on your […]

READ MORE
group life vs individual insurance

Group Life vs. An Individual Policy: Which One Is Right For You?

Life insurance is one of those things that most people don’t give much thought to until later in life, although we do recommend younger people explore their life insurance options early. Either way, many people are only on the life insurance policy offered by their place of work. Is that a bad thing or a […]

READ MORE
how to protect back seat passengers

4 Steps to Protect Backseat Passengers

Studies show that the safest place for your child to ride in the car is the backseat. However, simply riding in the backseat isn’t enough to ensure your passengers’ safety. Certain precautions should still be taken for both children and adults riding in the back to reduce their risks of injury or death.   Aim […]

READ MORE
insurance for small business

Ensure Success: Protect Your Small Business With These 3 Types of Insurance

No matter what position your small business is in, there are three types of insurance that we recommend all small business owners to consider. We understand that with any small business, money can be tight. Insurance may seem like an unnecessary expense at the time and although this may feel true, the costs of your […]

READ MORE
hit and run what to do

4 Tips For How to Handle a Hit and Run

Most of the time, collisions happen when you least expect it whether you are driving or parked. While the right thing is for both drivers to step out of the car and handle the situation, some have other ideas and try to flee from the scene. This is always shocking, but you can still be […]

READ MORE
house flooded what next

What to Do After Your House Floods

There are a number of ways that your house can flood, whether it’s due to heavy rains, sewer backup, or a pipe burst. While a house flood can be devastating, here are some tips on how to respond if it were to happen to you. Put Safety First The first step in any major home […]

READ MORE
lending your vehicle

What to Know Before Letting Someone Drive Your Vehicle

It happens. Sometimes we are in situations where we have to lend our vehicle to other people. Maybe you are not fit to drive and give the keys to someone who can. Maybe your family member needs to use it when moving items around. Regardless of the reason, you probably are a little cautious before […]

READ MORE